Veteran’s Opinion

Let’s start with the fact, I am a Veteran. I have been a patient of the Veteran’s medical system for the last 15 years after my legs went bad.

Okay this is where things can get a bit confusing. The 1st time I became a part of the Veteran’s Medical System was after an honorable discharge in 1985. I enlisted in the VA Medical System because was the only medical insurance I could afford while I tried to go to school. This lasted until I took a job at the VA Hospital and worked there for almost 6 years. During those 6 years I had ‘private’ medical insurance and as an employee I had to seek my care in the civilian world. Eventually I was medically laid off because of my legs going bad. Then my insurance began rejecting treatments and procedures. That is when I returned to the VA medical system.

So as you can see I am quite familiar with both VA medical system and ‘private medicine.’ as both patient and employee. So you see I can honestly compare the 2 system.

With that said and as Ed Shultz says ‘Let’s get to work.’

The years I worked at the Denver VA Hospital it taught me that the hospital was working at capacity. There was a time we had more patients then we had beds. Often this was the result of what we called ‘dumps’. A dump is when one of the for profit hospital discovers that one of their patients is indigent or if patients insurance had reached its capacity for the year and were not going to pay anything more. If the patient is a veteran they would move that patient to a local VA Hospital.

I remember when I was assigned to a surgical intensive care unit a veteran was rolled in attached to every portable life support there was. His paperwork showed he was a ‘dump’.

Then came the budget cuts. Thanks to the republican cuts we had to close 2 wards and a medical intensive care unit. Those now unused patient rooms were turned into offices no one use and a st0ore room with nothing in it.
Then came a rare moment of sanity in which congress recognized PTSD and Agent Orange as real medical conditions. Doubling the patient load.

Now thanks to 2 useless manufactured wars the VA Patient load is quadrupling. These Veterans are seeking care with traumas and injuries that in World War II meant death.

Last year republicans cut another 29 billion from Veteran’s budget. The sequestration budget cut another 10% was cut from the VA Budget. During the Bush/Cheney years $60 billion was cut from the VA budget. Good old super smart Paul Ryan fixed it so veterans will not be getting a cost of living raise for 3 years. Hell, He has made it clear he wants to cut all disability payments to Vets and to everybody else getting help for that matter. As part of his war on wasteful social spending.

So what I don’t get is why republicans are uptight about doctor’s being forced to see 20 or more patients in day and not being able to give their patients the time they need. Plus patients waiting several months or more for visits to specialty doctors or their primary doctor.

Anyway it seems to me strange that republicans are upset because Vets are slipping through the cracks and dying.
Well that’s my rant.

Next week back to Bankruptcy

My Political Opinion

With all that is going on, I am going to take this week, and I am going to take this article to tell you my opinion on a few matters. One of the privileges of being a writer. Next I will be getting into Chapter 7 Bankruptcy.

So here we go, I’ve got to wonder why Bloomberg is such an evil bad guy for giving $50 million to Mothers for gun control. I mean all they are doing with his money is using the money to lobby congressmen and promote their cause.
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>‘Which I support by the way.”


The N.R.A. and crazy republicans are saying he is over reaching and abusing the system. Yet the Koch Brothers spend billions of dollars supporting the N.R.A. And they are claiming ‘they are such great Americans miss understood and abused.’ On 4/25/14 I watched part of the N.R.A. leader’s speech and I am really confused. He accused Democrats and Independents of passing bad laws without reading them and then going on T.V to defend them. Yet it has been republicans caught doing that for the least for the last 20 years. Regulating religion? Crazy republicans made it very clear that only a limited number Christian sects are acceptable. When did the collection of emails, cell phone records and personal data without cause or warrant is Obama’s fault? Didn’t Wayne La Pierre know that President G.W. Bush started it? Wayne La Pierre claims how news organizations are telling lies in support of certain political groups. As far as I know only Fox news and right-wing radio show have been caught in lie after lie. As far as I know CNN and MSNBC have made mistakes but they have always made prime time apologies and own up to it. Fox never has nor has Fox ever admitted their fact ‘mistakes’ and I have watched a few of their lame attempts to cover things up.

When did it become okay for someone who makes anywhere up to $100,000 a year and refuses pay one bills is a hero and someone who had been desperately searching for a job for the last three to four years loses and their unemployment insurance has to go to jail for feeding their kids. Shanesa Taylor of Arizona went to jail for trying to get a job to feed her kids. Just so you know debtor’s prisons in the United States is very real. Thousands of men and women have gone to jail for owing as little as $1000. Privatized juvenile jails are keeping their prisoners months past their release dates to fatten that prisons bills to the State.

Why do multi-billion dollar corporations deserve more in tax cuts and subsidies? To get paid just for existing in the States. And I have to pay more in taxes, and lose food stamps, A.C.A Medicare social security. To lose some of my tax deductions. To have A rich man’s son should go to college and while my nephews can’t. The Paul Ryan budget.
Why was it okay on that but unemployment insurance ‘sorry it’s just not that important.’?

You know I have even read an article about a private juvie prison in Florida being investigated for selling their male and female prisoners sexual services, like I said I am confused?

Obama goes to War.

I apologies about being gone for so long but problems do happen. So please Excuse me as I go political this week. It is so cool writing for a blog that lets me go off on these tangents every now and then.
So as Ed, from the Ed Show say ‘Let’s get to work.’ This last Thursday President Obama declared war. He attacked Putin right in the wallet. SMP Bank of Russia/ St. Petersburg-based Bank Rossiyahas has been isolated. His sanctions blocks the bank from doing business with any bank or financial institution that is American owned or operated.
President Obama also blocked a lot of Putin’s rich friends from accessing their assets held in the United States.
You see President Obama went radical. Much to the displeasure of the crazy republican. Instead of risking expendable assets, living soldiers, Obama has placed assets much too valuable at risk. MONEY.
President Obama’s actions has greatly displeased crazy republicans So much so they are now allowing MasterCard and Visa to resume doing business with the SMP Bank.
They are even blocking further sanctions. Trying to make Obama look weak and useless. You know with some of the history, I have learned lately. Like The real reasons for the Iraq war reasons, Regan torpedoes Carter’s efforts to free the hostages then buying their freedom with arms after being elected, Nixon blocking LBJ’s ending of the Vietnam War so he can get elected,
I have got to wonder if there isn’t somebody egging him on trying to create yet another war. You know Uncle Sam buys multi-billions of dollars of weapons during a war that are never used. After all those weapons are much more valuable than living soldiers.
With the treatment our soldiers receive when they get home, and waiting years for their promised benefits. That is if they are not denied because some paper pusher decides one of their forms wasn’t filled out exactly right. If that happens than the poor veteran has to refill out the paperwork and wait an outer four years. Just to let you know there have been bills put forth by Obama and the democrats to speed up the process but once again crazy republicans have blocked those bills. Then comes Food stamps being cut so veterans can’t feed themselves or their children while waiting for their promised benefits. And after 10 to 15 years of being shot at, and or blown up or veteran’s when after discharged are booted out the door and told go be normal. Are told, if you have a problem dealing with the world after 10 years of terror, or your body is so severely damaged you can’t find or maintain a job. Well sorry about that but if you complain you are just useless and weak so don’t bother us with your problems. Oh yeah, that unemployment insurance you’re supposes to get after your discharge, oh well sorry about that.
Making it very clear, at least to me that crazy republican’s believe soldier are the least valuable and most expendable assets.
Is it any wonder 22 or more veterans are taking their own lives every single day?
Next week I will be posting on what Serf-Dom really is. After all that seems to be were the crazy republican’s seem to be bringing back. Then I will be picking up with the S.C.R.A. I will be going deeper into detail.

Living Wills

Here we are yet again. I am a paralegal not a lawyer so this is in no way to be taken as legal advice this is meant to be legal information only. Just so you know when a lawyer or a paralegal becomes involved your problem become an Issue.

Next on my list is Living Wills which is also called an advanced medical directive.  You see a Living Will is all about what you want to happen while you are still alive and can’t speak for yourself.  You see a Living Will deals with what happens to your money, your kids, to your house and most importantly how you want to be taken care of while you are mentally out of the game.  Let’s not kid around you are going to be very busy fighting for your life to take care of small things. Like what bills get paid and who is feeding your dog.

Let’s start with you are on life supports, a Living Will lets your loved ones know how your doctors can keep you attached to those god awful machines before they have let you go.  If you have advanced cancer you can limit how much your family can do to keep you alive if you have a heart attack

Or say you find certain medical treatments go against your religious beliefs, with a Living Will, on file you can prevent your doctor or some well-meaning loved one from letting those treatments being done, if you are out of it.

A Living will also get covers who you have assigned a Health Care power of attorney or more importantly a Durable power of attorney too. Power of attorney Covering who you want making medical decisions while you are out of it. Including who you want to take care of your assets and more importantly who is taking care your children.

To repeat myself, the more you have in ASSETS, CHILDREN CONCERNS AND BUSINESS OPERATIONS THE MORE YOU NEED A LAWYER.

SIDE-NOT: If you have underage children and the other parent is unable or to be polite unqualified to take them. I can’t say this loud enough you need to set up an assigned guardianship for you children set up. Otherwise your Kids could be given to the 1st blood relative to claim them or the state will get them. If the state gets them it could cost your blood relative a small fortune to get them back.

SIDE-NOTE; An Asset in the legal world is anything such as a house, car, jewelry, bank accounts or stocks and bonds. Say you have written a book and it sells fairly well. It can be anything as long as it has a money value attached to it.

Just so you know a Living Will must be witnessed by your current primary doctor and if you are fighting a possibly terminal illness it has to be co-signed by the doctor in charge   of helping you fight your illness.

Unfortunately the rules and regulations for validating Living Will can and do differ from state to state.

Affordable Care Act or Obama Care

I am going off topic this week.  I did some checking and this is what I found out about the Obama Care that has got the Tea Party republicans so upset.  I got this information from the US.Gov website.

After listening to the replicons. I would like to know the difference between an IRS agent making decisions about my health care versus a Corporation Accountant. The only difference I can think of is the IRS agent will decided if I live or die based on if I got the paperwork right. The corporate account will decide based on how much saving my life will cost the stock holders.

In Missouri, people with Medicare saved nearly $142 million on prescription drugs because of the Affordable Care Act.  In 2012 alone, 75,201 individuals in Missouri saved over $49 million, or an average of $650 per beneficiary.  In 2012, people with Medicare in the “donut hole” received a 50 percent discount on covered brand name drugs and 14 percent discount on generic drugs.  And thanks to the health care law, coverage for both brand name and generic drugs will continue to increase over time until the coverage gap is closed.  Nationally, over 6.6 million people with Medicare have saved over $7 billion on drugs since the law’s enactment.

The health care law extends the life of the Medicare Trust Fund by ten years.  From 2010 to 2012, Medicare spending per beneficiary grew at 1.7 percent annually, substantially more slowly than the per capita rate of growth in the economy.  And the health care law helps stop fraud with tougher screening procedures, stronger penalties, and new technology. Over the last four years, the administration’s fraud enforcement efforts have recovered $14.9 billion from fraudsters.  For every dollar spent on health care-related fraud and abuse activities in the last three years the administration has returned $7.90.

The health care law increases the funding available to community health centers nationwide. In Montana, 17 health centers operate 89 sites, providing preventive and primary health care services to 101,406 people.  Health Center grantees in Montana have received $36,081,463 under the health care law to support ongoing health center operations and to establish new health center sites, expand services, and/or support major capital improvement projects.

Community Health Centers in all 50 states have also received a total of $150 million in federal grants to help enroll uninsured Americans in the Health Insurance Marketplace, including $1,477,139 awarded to Montana health centers.   With these funds, Montana health centers expect to hire 27 additional workers, who will assist 14,341 Montanans with enrollment into affordable health insurance coverage.

By the Numbers: Uninsured Montanans who are eligible for coverage through the Marketplace.

•185,904 (22%) are uninsured and eligible

•150,978 (81%) have a full-time worker in the family

•69,786 (38%) are 19-34 years old

•138,248 (74%) are White

•1,546 (1%) are African American

•7,439 (4%) are Latino/Hispanic

•1,673 (1%) are Asian American or Pacific Islander

•101,567 (55%) are male

Nest week I will talk about court costs and Probate

Affordable Care Act or Obama Care

I am going off topic this week. I did some checking and this is what I found out about the Obama Care that has got the Tea Party republicans so upset. I got this information from the US.Gov website.

After listening to the republicans. I have a question, I would like to know the difference between an IRS agent making decisions about my health care versus a Corporation Accountant. The only difference I can think of is the IRS agent will decided if I live or die based on if I got the paperwork right. The corporate account will decide based on how much saving my life will cost the stock holders.
In Missouri, people with Medicare saved nearly $142 million on prescription drugs because of the Affordable Care Act. In 2012 alone, 75,201 individuals in Missouri saved over $49 million, or an average of $650 per beneficiary. In 2012, people with Medicare in the “donut hole” received a 50 percent discount on covered brand name drugs and 14 percent discount on generic drugs. And thanks to the health care law, coverage for both brand name and generic drugs will continue to increase over time until the coverage gap is closed. Nationally, over 6.6 million people with Medicare have saved over $7 billion on drugs since the law’s enactment.

The health care law extends the life of the Medicare Trust Fund by ten years. From 2010 to 2012, Medicare spending per beneficiary grew at 1.7 percent annually, substantially more slowly than the per capita rate of growth in the economy. And the health care law helps stop fraud with tougher screening procedures, stronger penalties, and new technology. Over the last four years, the administration’s fraud enforcement efforts have recovered $14.9 billion from fraudsters. For every dollar spent on health care-related fraud and abuse activities in the last three years the administration has returned $7.90.
The health care law increases the funding available to community health centers nationwide. In Montana, 17 health centers operate 89 sites, providing preventive and primary health care services to 101,406 people. Health Center grantees in Montana have received $36,081,463 under the health care law to support ongoing health center operations and to establish new health center sites, expand services, and/or support major capital improvement projects.

Community Health Centers in all 50 states have also received a total of $150 million in federal grants to help enroll uninsured Americans in the Health Insurance Marketplace, including $1,477,139 awarded to Montana health centers. With these funds, Montana health centers expect to hire 27 additional workers, who will assist 14,341 Montanans with enrollment into affordable health insurance coverage.
By the Numbers: Uninsured Montanans who are eligible for coverage through the Marketplace.

•185,904 (22%) are uninsured and eligible
•150,978 (81%) have a full-time worker in the family
•69,786 (38%) are 19-34 years old
•138,248 (74%) are White
•1,546 (1%) are African American
•7,439 (4%) are Latino/Hispanic
•1,673 (1%) are Asian American or Pacific Islander
•101,567 (55%) are male

Nest week I will talk about court costs and Probate

Obama Care/Veteran’s

With this bullshit in Washington DC I feel I got to go off topic again. Especially after getting blown off by my districts republican represented when I tried to contact her to express my concerns over her vote of 9/20/2013.

First let me tell you a true story. There was an auto accident and the veteran was severely injured. To the point of requiring full life support measures. He ended his hospital stay after three months. He left the hospital with tremendous medical bills not covered by his insurance. Fortunately he recovered.

Now here is the interesting part. During the 1st weeks he was in the hospital it was determined that he was a veteran without insurance. The intensive care hospital he was in began gearing up to transfer him to the local veteran’s hospital despite his medical needs.
Make no mistake, the Veteran’s hospital he was to be sent to would have gone to the bloody wall to save his life. However they just did not have the equipment or the skilled personnel needed to save his life.

He was fortunate, his younger brother discovered he had medical insurance and was able to prove it to the hospital. With the proof of insurance the doctors and nurses were cut loose and they saved his life. I wonder if he was wealthy would he had such problems.

I have to wonder if under Obama care would there have been such difficulty. I believe doctors and nurses should not have their hands bound by the insurance companies/hospital corporation’s profit margins. Saving lives should not be attached to the pocket book.

Another thing is the $40 billion cut from food stamps. A lot of republicans say that some sort of workfare will replace the food stamp program. All right where is it? Also it would make the lazy takers get off their butts and go out and find work. Okay, where are the jobs?

A lot of Veteran’s still waiting, years and years, for the benefits promised after agreeing to serve and protect our country. With Their combat damaged health preventing them from getting and keeping jobs. What little savings they had before answering their nations call are gone. Not to mention just keeping a roof over their heads. Having been forced onto food stamps they are now being told, ‘You know what, we are going to slow down getting your benefits even more and those food stamps you need to feed your kids so sorry those are gone too.’

Side-Note: Contrary to popular belief going to the PX costs money. Just not as much as a civilian store. The only benefit going to the PX is there are no taxes groceries and clothing sold there.

Missouri was the beginnings of a good plan. Families and individuals in need of aid must give back about 25 hours of service per week. This allows aide recipient to keep their pride and have the time to find a job.

Next week I’ll talk about Small Claims court costs.