Living Wills

Here we are yet again. I am a paralegal not a lawyer so this is in no way to be taken as legal advice this is meant to be legal information only. Just so you know when a lawyer or a paralegal becomes involved your problem become an Issue.

Next on my list is Living Wills which is also called an advanced medical directive.  You see a Living Will is all about what you want to happen while you are still alive and can’t speak for yourself.  You see a Living Will deals with what happens to your money, your kids, to your house and most importantly how you want to be taken care of while you are mentally out of the game.  Let’s not kid around you are going to be very busy fighting for your life to take care of small things. Like what bills get paid and who is feeding your dog.

Let’s start with you are on life supports, a Living Will lets your loved ones know how your doctors can keep you attached to those god awful machines before they have let you go.  If you have advanced cancer you can limit how much your family can do to keep you alive if you have a heart attack

Or say you find certain medical treatments go against your religious beliefs, with a Living Will, on file you can prevent your doctor or some well-meaning loved one from letting those treatments being done, if you are out of it.

A Living will also get covers who you have assigned a Health Care power of attorney or more importantly a Durable power of attorney too. Power of attorney Covering who you want making medical decisions while you are out of it. Including who you want to take care of your assets and more importantly who is taking care your children.

To repeat myself, the more you have in ASSETS, CHILDREN CONCERNS AND BUSINESS OPERATIONS THE MORE YOU NEED A LAWYER.

SIDE-NOT: If you have underage children and the other parent is unable or to be polite unqualified to take them. I can’t say this loud enough you need to set up an assigned guardianship for you children set up. Otherwise your Kids could be given to the 1st blood relative to claim them or the state will get them. If the state gets them it could cost your blood relative a small fortune to get them back.

SIDE-NOTE; An Asset in the legal world is anything such as a house, car, jewelry, bank accounts or stocks and bonds. Say you have written a book and it sells fairly well. It can be anything as long as it has a money value attached to it.

Just so you know a Living Will must be witnessed by your current primary doctor and if you are fighting a possibly terminal illness it has to be co-signed by the doctor in charge   of helping you fight your illness.

Unfortunately the rules and regulations for validating Living Will can and do differ from state to state.

Affordable Care Act or Obama Care

I am going off topic this week.  I did some checking and this is what I found out about the Obama Care that has got the Tea Party republicans so upset.  I got this information from the US.Gov website.

After listening to the replicons. I would like to know the difference between an IRS agent making decisions about my health care versus a Corporation Accountant. The only difference I can think of is the IRS agent will decided if I live or die based on if I got the paperwork right. The corporate account will decide based on how much saving my life will cost the stock holders.

In Missouri, people with Medicare saved nearly $142 million on prescription drugs because of the Affordable Care Act.  In 2012 alone, 75,201 individuals in Missouri saved over $49 million, or an average of $650 per beneficiary.  In 2012, people with Medicare in the “donut hole” received a 50 percent discount on covered brand name drugs and 14 percent discount on generic drugs.  And thanks to the health care law, coverage for both brand name and generic drugs will continue to increase over time until the coverage gap is closed.  Nationally, over 6.6 million people with Medicare have saved over $7 billion on drugs since the law’s enactment.

The health care law extends the life of the Medicare Trust Fund by ten years.  From 2010 to 2012, Medicare spending per beneficiary grew at 1.7 percent annually, substantially more slowly than the per capita rate of growth in the economy.  And the health care law helps stop fraud with tougher screening procedures, stronger penalties, and new technology. Over the last four years, the administration’s fraud enforcement efforts have recovered $14.9 billion from fraudsters.  For every dollar spent on health care-related fraud and abuse activities in the last three years the administration has returned $7.90.

The health care law increases the funding available to community health centers nationwide. In Montana, 17 health centers operate 89 sites, providing preventive and primary health care services to 101,406 people.  Health Center grantees in Montana have received $36,081,463 under the health care law to support ongoing health center operations and to establish new health center sites, expand services, and/or support major capital improvement projects.

Community Health Centers in all 50 states have also received a total of $150 million in federal grants to help enroll uninsured Americans in the Health Insurance Marketplace, including $1,477,139 awarded to Montana health centers.   With these funds, Montana health centers expect to hire 27 additional workers, who will assist 14,341 Montanans with enrollment into affordable health insurance coverage.

By the Numbers: Uninsured Montanans who are eligible for coverage through the Marketplace.

•185,904 (22%) are uninsured and eligible

•150,978 (81%) have a full-time worker in the family

•69,786 (38%) are 19-34 years old

•138,248 (74%) are White

•1,546 (1%) are African American

•7,439 (4%) are Latino/Hispanic

•1,673 (1%) are Asian American or Pacific Islander

•101,567 (55%) are male

Nest week I will talk about court costs and Probate

Affordable Care Act or Obama Care

I am going off topic this week. I did some checking and this is what I found out about the Obama Care that has got the Tea Party republicans so upset. I got this information from the US.Gov website.

After listening to the republicans. I have a question, I would like to know the difference between an IRS agent making decisions about my health care versus a Corporation Accountant. The only difference I can think of is the IRS agent will decided if I live or die based on if I got the paperwork right. The corporate account will decide based on how much saving my life will cost the stock holders.
In Missouri, people with Medicare saved nearly $142 million on prescription drugs because of the Affordable Care Act. In 2012 alone, 75,201 individuals in Missouri saved over $49 million, or an average of $650 per beneficiary. In 2012, people with Medicare in the “donut hole” received a 50 percent discount on covered brand name drugs and 14 percent discount on generic drugs. And thanks to the health care law, coverage for both brand name and generic drugs will continue to increase over time until the coverage gap is closed. Nationally, over 6.6 million people with Medicare have saved over $7 billion on drugs since the law’s enactment.

The health care law extends the life of the Medicare Trust Fund by ten years. From 2010 to 2012, Medicare spending per beneficiary grew at 1.7 percent annually, substantially more slowly than the per capita rate of growth in the economy. And the health care law helps stop fraud with tougher screening procedures, stronger penalties, and new technology. Over the last four years, the administration’s fraud enforcement efforts have recovered $14.9 billion from fraudsters. For every dollar spent on health care-related fraud and abuse activities in the last three years the administration has returned $7.90.
The health care law increases the funding available to community health centers nationwide. In Montana, 17 health centers operate 89 sites, providing preventive and primary health care services to 101,406 people. Health Center grantees in Montana have received $36,081,463 under the health care law to support ongoing health center operations and to establish new health center sites, expand services, and/or support major capital improvement projects.

Community Health Centers in all 50 states have also received a total of $150 million in federal grants to help enroll uninsured Americans in the Health Insurance Marketplace, including $1,477,139 awarded to Montana health centers. With these funds, Montana health centers expect to hire 27 additional workers, who will assist 14,341 Montanans with enrollment into affordable health insurance coverage.
By the Numbers: Uninsured Montanans who are eligible for coverage through the Marketplace.

•185,904 (22%) are uninsured and eligible
•150,978 (81%) have a full-time worker in the family
•69,786 (38%) are 19-34 years old
•138,248 (74%) are White
•1,546 (1%) are African American
•7,439 (4%) are Latino/Hispanic
•1,673 (1%) are Asian American or Pacific Islander
•101,567 (55%) are male

Nest week I will talk about court costs and Probate