Green Marriage

As I have said before and must say yet again. I am a paralegal not a lawyer, so this is in no way to be taken as, meant to be or construed as legal advice. This is legal information only. Let’s not forget that when a Paralegal and or a Lawyer becomes involved your problem becomes an ISSUE.
Okay Folks, last time we talked it was about the Green Card Lottery, now let us talk about another way to a green card. A K-3 non-immigrant visa or Marriage Green Card.
There is a long-standing fairy tale, that with a quickie marriage an immigrant cannot be deported. For once married an immigrant automatically becomes an US Citizen. If that was ever true it no longer true. It is possible to use marriage to become a U.S. lawful permanent residence or help an immigrant get a green card.
Most marriages are recognized unless they come into conflict separately with federal law. For example same-sex marriages were not recognized until the Defense of Marriage Act was repealed in 2013.
However don’t ever believe one of these marriage is a quick fix. Once you have completed all the paperwork and gathered all the evidence needed, it could almost two years to get that application processed. That is if all the forms and documents I’s were doted and T’s were correctly crossed the first time. Let us not forget ‘clerical error’.
Okay let’s start with marriage and children and the paperwork involved…
If the intended spouse comes from a country that recognize and accept same-sex marriage and the couple chose marriage then the marriage must take place in the spouse’s country. Then the United States will recognize such a marriage as legal and valid. The same holds true if a marriage takes place in one of the States that recognized same-sex marriage granting a spouse all the same rights and privileges a marriage visa grants heterosexual marriage.
Unfortunately minor children are not automatically included in A K-3 non-immigrant visa or the Marriage Green Card. However with a little more paperwork the can be.
1. So if a foreign spouse was married once before or fooled around a little while somewhat younger and now has a couple minor aged children. A foreign spouse does not have to leave or abandon them when a spouse marries an American citizen. You just include Form I-130, U.S. citizen immediate relative with the marriage visa application. This application is supposed to be given equal processing priority the same as your K-3 Marriage Green Card application. Same-sex applications that include an I-130 are to be treated just the same.

You know there are a lot of different types of Green Cards associated with a Marriage Green Card. Like a fiancé visa, visas to bring Mom and Pop and or Cousin Fred.

Next week more on the Green Card Marriage.

Green Card Lottery?

Once again, I am a paralegal not an attorney. So this is in no way meant to be, taken as, or construed as legal advice. This Blog is intended to be legal information only. Also let us not forget that when a lawyer and or a paralegal becomes involved your problem becomes an ISSUE.
Okay, let’s get this show started than. I think we’ll started with the infamous Green Card. The quote Green Card was created in the 1950’s as part of the Immigration and Nationality Act. A Green Card had two major purposes. First as Photo-ID Card issued to a foreign national. Then it allows an alien to live, work and pay taxes in the United States. A Green Card holder gets to do this without giving up citizenship in their home country. Yes, Martha legal immigrants do have to pay taxes.
However over the years the term Green Card has become generic. Meaning everything from a immigration Photo-ID Card, to allowing an applicant to attend school in this country. It to even includes the type of ink used to validate a travel visa when you come back from abroad.
Believe it or not there is a Green Card lottery. Playing the Green Card Lottery is only slightly more complicated than playing power-ball. You see Instead of buying a scratch ticket like for any of the money lotteries, all an applicant fills out a set of forms including a photo submitting them online. Each year the State Department accepts Lottery applications from October 1 to November 3. Than all an applicant has to set back and wait. Hoping and praying to win.
Side-Note: Until 2009 a lottery applicant could mail in hard copies to the US State Department but now an applicant can only submit their application online.
Note: If an applicant wins they can bring their spouse and or children with them if they were listed on the entrance application.
This Green Card lottery is held each a year by the US State Department not Homeland Security. Each year, 55,000 immigrant visas (Green Cards) are awarded in this lottery. This Green Card lottery was created as an official program pursuant to Sec. 203 (c) of the Immigration and Nationality Act. The idea behind this is to diversify who immigrate to our county. Opening the door to immigrants from 3rd and 4th world countries. This Green Card lottery is also supposed to open the door for low-income emigrates from other countries.
According to the rules there is only two things that can disqualify an applicant’s Green Card lottery application. First is trying to enter the lottery from a country on the disavowed list. Such as Brazil,
Ecuador and or the Dominicans Republic who are on the State Departments naughty list. other countries like Great Britain and or India who were disavowed for other reasons. Than not having the skills or education an applicant claims to have
WARNING: The countries on the State Departments naughty list. This list of naughty countries changes and changes frequently. So keep an eye on that list.
Now here is the catch if an applicant wins the State Department will not notify them. An applicant has to go online every few weeks. Just to see if they had won. The only thing a winner has to pay are the travel costs to get them here.

Chapter. 7 Bankruptcy

Here we are once again. So as before I am a paralegal, I am not a lawyer. My articles are in no way intended to be, to be taken as, mistaken for legal advice. This is legal information only to help you ask the best questions so you can get the best help from your lawyer. Let’s not forget that when a lawyer of a paralegal becomes involved your problem becomes an ISSUE.

All right you are thinking about filing for bankruptcy. 1st thing 1st, contrary to what crazy republican’s would like you to think bankruptcy is not a bad thing. It is not going to destroy your life, it doesn’t mean you are a failure, or that you’re scammer trying to dodge your debt. All a chapter 7 bankruptcy does to restart you financial life. Kind of like asking for a ‘do over’ when you mess up playing a game.

As for your creditors, all you are doing is using the courts to tell them, “I am sorry I haven’t got it and I can’t get it. So back off.”

Now a bankruptcy is supposed to stay on your credit records for no more than 7 years. The story if you file for and are granted a bankruptcy you will be prevented from getting any credit or loans for 7 years. Plus when you do start getting credit again you will have to pay a much higher interest rate.

That is no longer true.

Will it is somewhat true. When you file your 1st bankruptcy form often called the ‘petition’ you will be unable to get any form of credit or loan until get your bankruptcy ‘Discharge’.
SIDE-NOTE: Don’t panic though. If something bad happens and you need to borrow money you have way to deal with it. You will have to get permission from the trustee though.
However not even 30 days after your ‘Discharge’ you will start receiving credit card offers. Everything from the loan shark offers:
These guys will offer high credit limits with very high interest rates. You miss a payment date with these guys by so much as an hour your interest rates will double sometimes triple. Miss a 2nd one and you could be looking at debtor’s prison.
SIDE-NOTE: Thanks to the crazy republicans and growing privatized prison system here the United States debtors prisons have become a a very real and serious threat in over 24 states. Just ask the breast cancer survivor in Illinois who went to jail 5 days after getting home from the hospital. She was arrested and jailed for a $260 hospital bill. A bill the hospital told her she did not owe. It had cost her father a $1500 to get her out. $260 for the bill she didn’t owe, $600 in legal fees, and $740 for the food she ate, for her Dad and lawyer to be processed in to see her. The rest paid for her stay at the Bar Hotel.

Next week I will talk about what debts are covered by a Chapter 7

Obama goes to War.

I apologies about being gone for so long but problems do happen. So please Excuse me as I go political this week. It is so cool writing for a blog that lets me go off on these tangents every now and then.
So as Ed, from the Ed Show say ‘Let’s get to work.’ This last Thursday President Obama declared war. He attacked Putin right in the wallet. SMP Bank of Russia/ St. Petersburg-based Bank Rossiyahas has been isolated. His sanctions blocks the bank from doing business with any bank or financial institution that is American owned or operated.
President Obama also blocked a lot of Putin’s rich friends from accessing their assets held in the United States.
You see President Obama went radical. Much to the displeasure of the crazy republican. Instead of risking expendable assets, living soldiers, Obama has placed assets much too valuable at risk. MONEY.
President Obama’s actions has greatly displeased crazy republicans So much so they are now allowing MasterCard and Visa to resume doing business with the SMP Bank.
They are even blocking further sanctions. Trying to make Obama look weak and useless. You know with some of the history, I have learned lately. Like The real reasons for the Iraq war reasons, Regan torpedoes Carter’s efforts to free the hostages then buying their freedom with arms after being elected, Nixon blocking LBJ’s ending of the Vietnam War so he can get elected,
I have got to wonder if there isn’t somebody egging him on trying to create yet another war. You know Uncle Sam buys multi-billions of dollars of weapons during a war that are never used. After all those weapons are much more valuable than living soldiers.
With the treatment our soldiers receive when they get home, and waiting years for their promised benefits. That is if they are not denied because some paper pusher decides one of their forms wasn’t filled out exactly right. If that happens than the poor veteran has to refill out the paperwork and wait an outer four years. Just to let you know there have been bills put forth by Obama and the democrats to speed up the process but once again crazy republicans have blocked those bills. Then comes Food stamps being cut so veterans can’t feed themselves or their children while waiting for their promised benefits. And after 10 to 15 years of being shot at, and or blown up or veteran’s when after discharged are booted out the door and told go be normal. Are told, if you have a problem dealing with the world after 10 years of terror, or your body is so severely damaged you can’t find or maintain a job. Well sorry about that but if you complain you are just useless and weak so don’t bother us with your problems. Oh yeah, that unemployment insurance you’re supposes to get after your discharge, oh well sorry about that.
Making it very clear, at least to me that crazy republican’s believe soldier are the least valuable and most expendable assets.
Is it any wonder 22 or more veterans are taking their own lives every single day?
Next week I will be posting on what Serf-Dom really is. After all that seems to be were the crazy republican’s seem to be bringing back. Then I will be picking up with the S.C.R.A. I will be going deeper into detail.

SCRA or Service Member’s Relief Act

And so once again, I am a Paralegal I am not a Lawyer. So this is in no way be taken as legal advice. This is legal information only. Also let us not forget when a lawyer or a paralegal becomes your problem becomes an ISSUE.
As I said last week, with the end of the “Unemployment insurance gray train is over.” I think information about Bankruptcies will be very important. There are 3 types of bankruptcy most people will most often need.
As a veteran, I want to talk about is the SCRA or Service Member’s Civil Relief Act bankruptcy 1st. It was created in 1940 with the name of Soldiers and Sailor’s Act. This act can be found at 50 U.S.C. app. §§ 501 et seq.
The right to file for SCRA bankruptcy lasts the entire term of being on active duty plus 90 days. So if things crash or you discover things have crashed while out processing you can still ask for SCRA protection.
The major thing about the SCRA is a soldier or sailor’s wife or husband can start a SRCA for Bankruptcy protection. While a soldier or sailor is out of contact and or busy fighting for our country. Using the SRCA you can get help with debts like, past due credit cards, mortgage payments, back taxes and lease evictions.
It goes back to the promise we make our service personal, ‘If you risk all to protect us, we’ll protect the loved ones you leave behind.’
Okay, if your family’s major money maker is on active duty overseas or stationed someplace like and a creditors wants to file for a default on debt complaint. A creditor must file an affidavit proving that the military debtor is available. That they had made every effort to contact the active duty debtor and s/he has ignored the situation. This must be done before the judgment can be entered. If creditor does get the default judgment, you or your lawyer or legal service can file an affidavit telling the court that yes the military debtor was not available. This will stop things until the military debtor can be contacted. If the creditor challenges your affidavit the trustee can’t decide who is telling the truth h/she can appoint an attorney to protect the military debtor. Also another option the Trustee could make the creditor pay a bond before allowing a default go into collections.
SIDE-NOTE: A Bankruptcy Trustee 9.9 times out of ten is a lawyer employed by the Federal Bankruptcy courts. A Trustee more or less act as the judge in administering the bankruptcy cases making sure everything is done correctly.
SIDE-NOTE: A surety bond is an amount of money equal to the current market value of the property the Trustee is going to allow the creditor to take. The bond will be held by the court until the Trustee is sure no one was cheated.
Next week I am going to repost an article about presidential orders. Then I will move back to bankruptcy. Also I should have my scheduling problems worked out.

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Probate 2

Again, I am not a lawyer I am a paralegal. So this isn’t legal advice this is legal information. Also let us not forget when a lawyer or a paralegal becomes involved your problem becomes an issue.

All right let’s talk about Conservatorship, A Conservatorship does come under probate but a Conservator can also be appointed under Family Law. A Conservator is someone a probate court judge allows to have control over your medical, business, financial and personal affairs while you are laying there strapped into life support. Also a Conservator could be appointed if you have suffered such a severe head trauma that you, at least for the time being, have a hard time figuring out how to put your pants on.  It is going to cost whoever asks for conservatorship $400 in filing fees. That doesn’t include support documentation an expert in going to have to sign off on.  Most Conservators will have to hire an attorney to deal with the huge pile of legal issues that go with their job and that can really run up the legal bill. All of which is billed to and or reimbursed by your Estate.  Additionally a Conservator literal has the right to sell your house and treasures without your okay. Unfortunately, there is very little you can do to get your stuff back if your conservator does rip you off if don’t have a Living Will/ Testament Will. On the flip side if a loved one becomes your conservator, he or she becomes responsible for all your debts. It is their job to see that all your bills get paid. This means that they will have access to all your banks accounts, social security payments any source of income you have. However, even after your loved one has been forced to empty your bank accounts and has sold everything of value you have to pay your bills, Debtors can still come after your loved one for any money you may still owe and take their money and or assets. Now if you manage to recover thing can become really difficult. Proving to the court you no longer need a ‘conservator’.  You see if your ‘conservator’ fights you this will cost you in lawyer and court fees. Under Conservatorship getting access to your money to pay for a lawyer to help you get rid of the conservator is up to the conservator and or probate court.

Having a Living Will is the best and cheapest way to avoid most of this mess. With a Living Will you can appoint someone you totally trust to become your ‘Legal Guardian’ and or ‘Conservator’ if you become too ill to take care of your needs.  A Living Will fully  or validated in probate courts you can make sure that the Conservator and or Guardian appointed over you is protected and double sure they are someone you trust.

Under a straight Will there are executors. Executor is someone you have appointed to make sure your last wishes are carried out.

More on Probate coming next week.

Court Costs/Small Claims and More

Sorry folks for being so late with this week’s article. I understand from my internet service provider that a series of sunspot created significant interference was blocking my internet connection. I have been down for 4 days.

All right then to work. Once again I am not a lawyer, I am a paralegal. Also when a layer or a paralegal becomes involved you problem becomes an issue.

Picking up from last week, in small claims court, the court clerk can help you with services of process. For a fee. They will send your opponent a certified letter of your complaint for $15. In some county’s you might even be able to get the county sheriff to make service of process or hand deliver your complaint for $80.

SIDE-NOTE: Service of Process is the methods used by the courts and lawyers to notify someone they are being sued. If you mess up notifying your opponent, your case will be terminated or to but it simply ‘thrown out on its ass’. I will get deeper into that in future posts.

Now there are ‘people’ who get to be sue happy in the small claims court system. You see technically you can file as many court cases as you like. Using the county of Los Angles small Claims rules and regulations. For example, let’s say you file up to 2 complaints asking for $2500 in each case during the same calendar year. Each case costing you $50 dollars in filing fees. However if you file a 3rd, 4th or 5th case during the same calendar year each case will cost you a whole lot more in filing fees. You see each additional case you file will cost you $100 per case. Additionally the amount you can ask for in damages reduces. In the first two cases you filed you asked for the $2500 and if you file a 3rd one you can only ask for $1500. Additionally you can only claim the standard $30 filing fee as part of your damages even though you paid $100 in a filing fee.

SIDE-NOTE: Damages is supposed to mean how much money it will take to repair or fix your problem (issue) and make you ‘whole’. Your Lawyer’s fees, court costs and filing fees do count as damages. Just remember if you file more than 2 small claims court cases in the same calendar year you cannot claim the more expensive filing fees you have been charged as damages. You can only claim the slandered filing fee

Again please forgive me for being late. I will try to make sure tech didn’t become a future issue. Next week’s article will touch on probate and court costs.